An umbrella insurance policy from Armorcrest Insurance Services in El Centro, CA can help protect you and your family from financial loss.

This insurance add-on bridges the gap when the limits of your home or auto insurance policy run out.

What is Umbrella Insurance?

Umbrella insurance is an extra layer of protection that can help shield you from certain significant financial losses.

It kicks in when you’ve reached the limit on your regular homeowners or auto policy, providing additional coverage up to a specified amount.

Umbrella insurance can help give you peace of mind, knowing you have extra protection if something unexpected happens.

Why Do I Need Umbrella Insurance?

You might think your regular homeowners or auto policy provides enough coverage, but consider this — what happens if you are sued for damages for an accident that was your fault?

You could be on the hook for the rest of the damages exceeding your policy limit. However, umbrella insurance can help fill the gap, providing additional protection against certain lawsuits and other financial losses.

How Much Umbrella Insurance Do I Need?

The amount of umbrella insurance you need is based on several factors, including your assets and income.

You’ll want to ensure you have enough coverage to protect your assets against lawsuits for damages that exceed your regular policy limits.

Umbrella insurance can provide coverage for the following:

• Injuries caused by you or members of your household
• Certain lawsuits
• Property damage caused by you or members of your household

Some umbrella policies, such as identity theft and personal property, offer additional protection.

Talk to an insurance agent at Armorest Insurance Services in El Centro, CA, to determine how much umbrella insurance is right for you!