Armorcrest Insurance Services can help El Centro, CA residents find high-quality insurance policies that make sense, including renter’s insurance policies. This extra protection is critical for your home and can ensure you get the help you need for your belongings.
How Renter’s Insurance Helps You
Renter’s insurance is designed to provide renters with extra protection for their belongings. It will cover things in your rented home and anything you might add to it, such as decorations. It also provides various types of coverage for behavioral issues that impact you.
What Renter’s Insurance Covers
Before buying a renters insurance policy, knowing precisely what is covered and what isn’t is important. These policies are pretty comprehensive but do have some things that don’t get covered. The following items are just a few examples of what your policy protects:
- Personal property
- Theft
- Smoke damage
- Vandalism
- Explosions
- Fire
- Lightning
- Falling objects
- Loss of usage
- Living expenses after loss of use
- Liability protection
- Medical payments (for someone injured on your property)
- Replacement cost coverage
- Scheduled personal property (high-value items)
- Water backup damage
- Pet damage problems
- Identity theft issues
Things Renter’s Insurance May Not Cover
Your renter’s insurance typically does not cover flood damage unless it is a standard part of your policy (rare). It also doesn’t cover earthquake damage, insect/mouse/termite/pest infestations, or your roommate’s belongings. They’ll need their own policy here.
Take Care of Your Rented Home
With the help of our team at Armorcrest Insurance Services, you can protect your rented home in El Centro, CA, and avoid serious loss. Taking this risk seriously is important, so call us today to learn more about your options. We’ll do what we can to help you out.
